Bought new car, now what?

P3After buying a new car there are two things in the buyer’s mind – how to protect the value of the car and how to contain the cost of repairs? There are some statutory expenses that you have to bear at the time of buying a car – the cost of registration, taxes and duties and the cost of car insurance. If you are buying a used car then you have to bear additional expenses of title transfer. It is important to know how much you have to spend over and above the cost of the car as it helps to work out a budget for buying the car. After all, you have to comply with the legal requirements besides taking measures for financial protectionto recover the cost of damages that can happen to the car.

Get the car registered

As per law, every new car that rolls out from show rooms has to be registered with the Department of Motor Vehicles. To help you drive the car legally, the dealer will provide you with a temporary registration that is valid for 30 days. This is to be followed by the permanent registration for which the bill of sale has to be presented to the office of the DMV and the title of the car has to be signed. It involves some paper work that the dealer from whom you buy the car can get it done for you as you have to sign the papers only. You will be given a license plate and documents related to the registration showing you as the owner of the car.

Get car insurance

As soon as you drive out the new car with temporary registration, the law stipulates that you have to take a liability insurance which is generally known as car warranty insurance. The dealership supplying the car can help you to buy car insurance or you can buy it from any insurance company of your choice. Car insurance policy purchased from dealers can be costly. Besides the liability insurance, you can take cover of collision and comprehensive car insurance that provides total protection of your car against damages. A combination of the right kinds of car insurances can save you considerable money in the event of an accident.

Get GAP insurance

If you are borrowing money from financiers to buy a car then besides having the insurance cover for damages get GAP insurance, too.  Cars have high rate of depreciation and its value reduces rapidly. A car may lose up to 60 percent of its value by the third year. During this time if the car is damaged badly in an accident or is stolen then the insurer will pay you the book value of the car, considering it as total loss. The payment will be far less than what you owe to the lenders. Having GAP insurance will take care of this shortage so that you are financially protected against any loss.

The process of car buying is deemed to be complete only after you have gone through the process described above.

This entry was posted on April 13, 2016, in Finance and tagged , .

Financial Spread Betting made easier with ETX Capital

Financial spread betting can very simply be described as a fast paced alternative trading method where you can actually take a position even without owning the options. Irrespective of which instrument is being traded, your choices will actually remain the same. You will have to predict whether the market will drop or climb and place your bets in accordance. The amount of your profit and loss will depend on the subsequent movement of the market. The greater the movement the greater will be your profit or loss. Discussed below are a few ways in which you can make the most of spread betting services.

The benefits of financial spread betting

The profits earned by the traders in spread betting are not even taxed. This particular feature has remained one of the biggest advantages of this particular form of trading. Conventional stock broking does not really offer you this particular benefit. This is one of the leading reasons why so many ambitious traders are drawn towards spread betting.

Talking about financial spread betting let us tell you that ETX Capital has earned a name for itself in the market owing to the various facilities offered by it. ETX Capital offers spread betting services plus conventional trading services as well.

How is financial spread betting different?

There are several differences between spread betting and standard trading. While the profits earned from spread betting are not taxed those from standard betting are definitely taxed. As against standard trading, financial spread betting involves high leverage. Spread betters can actually place large trades with a small initial trade. However, with standard trading, however, the sum total of the trade should necessarily equal the amount staked. And as already mentioned above, with the opportunity to invest small deposits you can actually go on to rake in higher profits.

ETX Capital as one of the most trusted brokers in the market duly makes you aware of the risks of trading with high leverage as well. You can trade with three trading platforms including ETX MT4, ETX TraderPro and ETX Binary. Plus, there are thousands of spread betting markets to choose from as well.

Its credentials are further backed by three prestigious awards including the Best Value for Money in 2011, Broker with the Best Online Charts in 2012 and the Best Provider of Forex Trading Tools and Software.

It has some of the most competitive spreads in store. It is regulated by the Financial Conduct Authority. It is duly compliant with the iOS and Android devices.

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This entry was posted on May 23, 2016, in Finance and tagged , , .

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I run an executive recruiting firm meaning that I only recruit employers who are at a base salary of $100,000 and above and I’m writing this article because I hope you want to be at this level someday. I will be straight about it; you will not succeed if you don’t finish college. Yes, there are people like Bill Gates who dropped out of college and had a huge career, reinventing the way the world works. However, would you move to Los Angeles just because Nicholas Cage got paid 10 million dollars last film? Here are some reasons, both obvious and underlying, as to why you have no choice when it comes to finishing your degree.

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10:34 a.m.: Sean Melton seems to be the most relaxed guy in the gym this morning. He’s waiting to go on parallel bars, and his smile lights up the gym.

It used to be that business education or tons of experience were almost a requirement for any type of entrepreneurship and success in business. Now with so many people making a very good living working from home with an online business, that model has collapsed. An education is still important, but it can be acquired online while you learn and earn in your business. I see this type of success every day, and thus the proof is there.

12:57 p.m.: Silverstein, who finished top 10 all-around last year, also looks well prepared. He was good on floor, is naturally good on pommel horse, did timers for a handspring double front on vault and now just did a very nice double front off parallel bars.

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